For most people, retirement is simply having the assets they have accumulated providing income rather than having to physically go to work everyday to earn a living. The general idea is to get the best return possible on investments without putting assets at serious risk, paying too much income tax or potentially outliving the assets that took a life time to save.
Unfortunately, other financial concerns are also likely to affect the assets you’ve accumulated for retirement…
- Medical Expenses
- Final Expenses
- Long-Term Care
- An Income You Won’t Outlive
All are financial realities that can cause the loss of hard-earned assets if they’re not planned for.
Proper planning helps to provide more income or growth, reduce taxes, and eliminate the other financial concerns during retirement so that you are free to enjoy your retirement years to the fullest!
Can you name your 3 most important goals? If you’re clear about what you want to accomplish then we can help you find a better way!−American Retirement Counselors Planning Workbook
“I Already Have a Plan”
Most people do… Sometimes it’s a formal plan that has been given a great deal of thought… and sometimes it’s a ‘patchwork’ of insurance policies, cd’s, and/or other investments that have been accumulated over the course of decades…
The challenge is simply that things change! What worked well ten years ago, could literally be obsolete today! Financial Alignment is very similar to the wheel alignment on a car. You could purchase the most expensive tires money could buy… But if you put them on a car that had wheels that were way out of alignment, the car would rattle and shake as you drove down the road… At best, the new tires would be worn out long before they should… At worst, it could cause an accident! Either case is far more costly than it should be!
Regardless of how much money you’re putting into a plan, Financial Alignment can help to make sure that all of the parts of your plan are up to date, and work well together so that you can enjoy your retirement years to the fullest!